Low rates now

Wow! We are doing loans for less than 4 % now! It is a great time to refinance in all 50 states.

http://www.homeequitylending.com

loans

http://www.homeequitylending.com

We are now doing loans for multi family commercial properties.If you are having trouble with the loan payments then we should discuss a Commercial loan modification. http://www.homeequitylending.com

Now doing 50 States

We are now doing all 50 States for residential mortgages just like our Commercial division.

http://www.HomeEquityLending.Com. It is on Page 1 of all of the major search engines.Call 713 956 5363 for info.

Fed cuts rate .75 and mortgage rates increase.

Is anything going to stop this run away train? What is funny is that the Mortgage Brokers and L.Os are being blamed for this financial mess. I would equate this to a car salesman selling a car and then getting blamed when the drunk driver hits a tree and kills himself in said car. WTF? Customers called in and knew what they wanted, THE LOWEST RATE. This was always an ARM product. If you quoted a fixed rate they would close with the lowest quote which would be an ARM elsewhere. Supply and demand concept. How is this the sales persons responsibility?


http://www.HomeEquityLending.Com

We are a new Commercial Wholesale lender

We have been approved as a correspondent for one of the largest commercial Banks in the world. We will add commercial wholesale lending to our portfolio of offerings this next week. We have specialized in Texas home Equity loans since the first day they were legal in Texas and now we will offer wholesale commercial to our offerings alongside with our retail commercial loans. If you are a commercial mortgage broker check out our website http://www.commercialloansoftexas.com for more information. if you are a retail Texas home owner our site http://www.homeequitylending.com is still the place to go for Texas home equity loan mortgages and Texas cashouts both stated income and full doc.

Texas hard money Loans

Texas hard money Loans are loans based on the property. If you can fog a mirror, we can get you a hard money loan. The Lender will look at the property for a loan. The better the borrower looks, the more money will be loaned. Expect to see 50% -75% LTV loaned against property. Land Loans are typically 50% LTV. most are stated income loans. For more information click the links below.

http://www.Equitylendingoftexas.com
http://www.HomeEquityLending.com

Subprime Meltdown complete

It looks like the subprime meltdown is over. 70 Lenders are now out of business including two of our favorites. New Century and Greenpoint are done. A lot of the programs that disappeared are coming back including 100% purchase for < 600 credit scores. We mostly do Jumbo Texas cash outs. I have a $ 5,000,000 deal that should close on Monday. Wish me luck!

Multi State financing now available

We are now able to lend in 42 States. We signed up as a branch for a bank out of Denver. i will post all of the States soon. The pricing is so much better then before as a broker.

Texas mortgage broker

Not sure what happened to my last posts? Anyways, I wanted to explain the Texas Home equity loan process.
Here are the steps during the 12 day waiting period to close.
1. Application and credit pull.
2. Phone consultation to go over options and tell you what is needed.
3. Order appraisal and open title.
4. Submission .
5. Underwriting requests are gathered if any.
6. Closing.
7. Funding 3 days later.
As you can see it is very easy if you have a system in place.